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TESTIMONIALS
 We
saw Lillie Dominguez's "Stop Foreclosure" Ad
in the Daily Courier. We called her and she
came to our home and listed the property for
sale for alot less than we owed. We were not
in foreclosure and wanted a solution to safe
our credit. We had tried everything to work
it out with the Lender but nothing worked
and they treated us disrespectfully. Lillie
got 2 offers within the first couple of
days. We accepted both, but one was better
than the other. From that day on, we started
looking for a place to rent & providing
Lillie with any information she needed which
was alot. We stayed in regular contact and
several times we thought it was over, but
she hung on and persisted. The lender wanted
us to pay $85,000 in a deficiency judgment
but we couldn't. Lillie negotiated them down
to $25,000 which we could now afford to pay
within 15 years. The Lenders got the Buyer's
$90,000 cash and will get $25,000 from us.
This was alot better than we expected. We
had given up. If Lillie had negotiated this,
the Lender threatened to come after us for
at least 20 years for the $84,000 and then
attorney's fee, penalties, interest, etc.
Thank you, Lillie for helping us save our
credit and stopping the foreclosure.
"Clifford & Susie Hadley"
 We
called Lillie's newspaper ad "I Buy Houses"
and we then talked about being in
foreclosure. We were skeptical but after
several discussions we decided to list it
with hopes that it would sell before the
auction date. Lillie priced it low enough to
generate offers and we got 4 offers in 1
week. We didn't believe she could stop it
but we were out of options. She & Ric
Magatelli were persistent and stuck with it
even when we didn't. Not even our Church
believed it would stop the foreclosure. It
was a MIRACLE! As soon as Lillie Dominguez
listed the property we were blessed to find
another family to rent us. We are so
grateful that we called Lillie to help us
and that she & Ric Stopped the Foreclosure
for us.
"Troy & Tina Woodrum"
 The
possibility of foreclosure was the last
thing on Brianna Westerman's mind when she
bought her first home in April 2006.
Westerman, now 26, knew $1,700 monthly
payments on the two bedroom, one bath home
in Southwest Grants Pass were steep. But
working two jobs - one of them delivering
newspapers for the Daily Courier -provided
enough income for her to qualify for two
home loans, a first and a second totaling
$187,000."It was within my means for the
first year, but there was going to be a
balloon payment due that was about four
times the regular payment," Westerman said.
"It was like an incentive to refinance."
Then, Westerman lost one of her jobs, and
the income from delivering newspapers wasn't
enough for Westerman to afford her home. She
invited friends to become housemates until
they moved into a home of their own. When
they moved out, Westerman was out of
options. The mortgage company sent a notice
stating she was a month late on her payment.
"That's when I called Lillie," she said,
referring to Lillie Dominguez, a consultant
and broker with Keller Williams Realty in
Grants Pass. When Westerman called Dominguez
last summer, the broker counseled her to put
her house on the market. "We priced it at
$170,000, which was low for what she owed,
but we weren't getting any activity,"
Dominguez remembered. Once a month after
that, they lowered the asking price.
Finally, when the house dropped to $150,000,
Westerman got an offer, but it was really
low. By December, when the asking price had
dropped to $140,000, a buyer offered
$130,000 for Westerman's house. "It took the
lender at least a month to respond,"
Dominguez said. "They didn't like the offer,
and I talked to (Westerman) to see if she
would carry a promissory note for $10,000.
She agreed, and (the mortgage company)
finally accepted." Dominguez noted it was
helpful that both Westerman's first and
second loans were with the same mortgage
company, Texas-based Litton Loan Servicing.
Thanks to Dominguez's negotiating skills,
she was able to arrange the new $10,000 loan
for Westerman at no interest for 15 years,
which put the payment at an affordable $55
per month. Dominguez also talked the
mortgage company into paying Westerman
$1,500 - an incentive the company had
offered Westerman if she sold the house
herself. Dominguez ended up making a 4
percent commission on the sale instead of
the 6 percent she might have earned acting
as agent for both the seller and buyer. "She
did her best," said Westerman, who now lives
with her brother and his fiancée. Wiser from
her experience, Westerman said she might
have looked around longer for a less
expensive home if she had it to do over
again. But she's glad she was proactive in
saving her credit and would recommend to
anyone going through a similar process to
find help as soon as possible. "I had a
friend who went through a foreclosure,"
Westerman said. "She just waited until they
asked her to move out. She was really mad
about it, so she didn't try to sell (her
home). She walked away owing a lot more than
I do."
Brianna Westerman
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